Your money is scattered across bank accounts, investments, property, and loans, making it hard to know your true financial position. These 8 field-tested tips cut straight to what makes the biggest difference for savers, investors, and anyone taking control of their finances — and at the end you will find a free app that makes following them effortless.
1. Update your balances on the same day every month (e.g., the 1st) for consistent charts.
2. Don’t check your net worth every day; market fluctuations will drive you crazy.
3. Include the depreciated value of your car, not what you paid for it.
4. Track your superannuation/401k as it’s a major part of your long-term wealth.
5. Focus on decreasing liabilities (debt) just as much as increasing assets.
6. Use the historical chart to stay motivated during market downturns.
7. Since the app doesn’t link to banks, it’s much more secure from hackers.
8. Export your data yearly as a financial backup.
Put These Tips on Autopilot
Knowing the tips is half the battle — doing them consistently is the other half. Net Worth & Asset Tracker keeps the routine, does the calculations and reminds you what is next, so good habits stick.
Frequently Asked Questions
Does this app connect to my bank accounts?
No. For maximum security and privacy, all data is entered manually and stored only on your device.
Can I track cryptocurrencies?
Yes, you can manually log the value of any asset, including crypto.
Is there a password lock?
Yes, you can lock the app with a PIN or biometrics to keep your data private.
Can I export my data?
Yes, you can export your history to a CSV file.
Does it handle multiple currencies?
You can set your base currency, but manual entry means you input the current value in that base currency.
Is the app free?
Yes, tracking is free with an optional ad-free Pro upgrade.